Terms of Service

Draft — not yet in force. Last updated: not published yet.

⚠ Three things to fill in, and one to build.

Everything else below is decided. Search this file for [ and replace:

Built, to switch on: the waiver in §7 only works if the customer actually ticks it. Checkout now carries a required consent box with the wording quoted there, and the backend stores when it was ticked (waiverAt on the account). In the Stripe dashboard, set the Terms of Service URL under Settings → Public details, or Checkout refuses to show the box. Without that record you owe a refund on demand for fourteen days, whatever this page says.

A lawyer should read this once. It is cheaper than the alternative.

1. Who you are contracting with

WolfTrack TR (“the service”, “we”) is published and operated by [LEGAL ENTITY], [REGISTERED ADDRESS], [COMPANY NUMBER]. Contact: our support address.

These terms form the contract between you and us. Using the service means accepting them.

2. What WolfTrack TR is

WolfTrack TR is a trading journal. You record your own trades; the service stores them and computes statistics from them. It is a record-keeping and analysis tool and nothing more.

It also shows the strength of the eight major currencies, computed from the European Central Bank's euro reference rates, which it reads through Frankfurter. Those rates are public data provided by third parties, shown as published, once per business day and never live; they may be late, incomplete or unavailable, and the ECB states that they are for information purposes only. We do not guarantee them, and nothing computed from them is a trading signal.

The same goes for the central bank policy rates it shows, read from the published data of the central banks themselves and of the Bank for International Settlements: public figures shown as published, possibly late or incomplete, for information only.

3. What WolfTrack TR is not

WolfTrack TR does not give financial, investment, tax or legal advice. It makes no recommendation about any instrument, it predicts nothing, and no figure it displays is a suggestion to do anything. It cannot place, modify or cancel an order, and it has no access to any brokerage account of yours.

Trading carries risk, including the risk of losing more than you deposited on leveraged products. Every decision you take is yours. Statistics computed from your own past trades describe what has already happened; they say nothing about what will.

4. Your account

You must be at least 18. During the closed beta, accounts are opened by invitation; from the public launch, your email address is verified with a code before the account opens. Keep your password to yourself and tell us if you think somebody else has it. You are responsible for what happens under your account. One account is for one person — do not share it.

5. Your data is yours

You keep every right in what you enter. We store and process it only to provide the service to you. On any plan, you can ask us at any time for a copy of it, or for your account to be deleted along with it. We claim no ownership of your trades, your notes or your screenshots, and we do not sell them, mine them or train anything on them.

6. Plans, the free month, and payment

The free plan is free and does not expire. Its limits are the ones stated on the pricing page: one trading account, twenty trades per calendar month (the count resets on the 1st at 00:00 UTC), and the last thirty days of history on screen. Nothing outside that window is deleted — it is simply not displayed until you move to Pro.

Pro costs €9.99 per month, all taxes included, and starts with one free month. A payment method is registered when the trial begins but nothing is charged during it. We email you before it ends. Cancel at any point during that month and you are charged nothing at all. If you do not cancel, the subscription starts at the end of the trial and renews monthly until you stop it.

One free month per person and per card. A card is required to start it, and a card that has already opened a free month — on any account — does not open another: the subscription then starts paid from its first day and the first month is charged at once. The payment page says so above its button. An account that has already had a free month is not offered a second one.

Payments are processed by Stripe. We never see or store your card details. Cancel at any time and you keep the paid features until the end of the period you have already paid for.

If a subscription ends, your account returns to the free plan. Nothing is deleted: every trade you have ever logged stays in your account, and the Pro features go quiet until you come back.

7. Refunds and the right of withdrawal

Subscriptions are not refundable. Once a monthly period has been paid for and started, it is not refunded, in whole or in part, including if you stop using the service during it. Cancelling stops the next renewal; it does not refund the current month. This is why the first month is free: you decide before you pay, not after.

Consumers in the European Union and the United Kingdom have a statutory right to withdraw from a distance contract within fourteen days, without giving a reason. Because WolfTrack TR is a digital service that is made available immediately, you are asked at the moment of payment to tick a box that reads:

I ask for the service to be made available immediately, and I acknowledge that I lose my right of withdrawal once it is.

Ticking it is what lets you use Pro the same minute you subscribe, and it is what waives the fourteen-day right. If you would rather keep that right, do not tick it — and contact us instead, and your access will begin after the fourteen days have run.

None of this affects your rights where the service is defective, or any right that cannot lawfully be waived.

8. Price changes

We may change the price. If we do, you get at least thirty days' notice by email before the new price applies to your subscription, and you can cancel before it takes effect. A price change never applies retroactively to a period you have already paid for.

9. Tax

Prices are in euros and include VAT: the price shown is the total you pay. The VAT contained in it is calculated automatically by Stripe Tax according to the country you are in, and is shown separately on the invoice Stripe issues you. Where no VAT is due — for example a business customer with a valid EU VAT number under the reverse-charge rule, or a country outside the EU — the invoice says so.

10. Availability

The service is provided “as is”, with no guaranteed level of availability and no service-level agreement. We aim to keep it running and to avoid losing your data, but maintenance happens and so do outages, and we do not promise any particular uptime figure. If a copy of your data matters to you, ask us for one at any time.

11. Acceptable use, and no commercial use

WolfTrack TR is licensed to you for your own, personal use: keeping the journal of your own trading. The licence is personal, non-exclusive and non-transferable, and it lasts as long as your account. Recording and analysing trades you place for your own account is what the service is for, whether or not you trade for a living — that is not commercial use in the sense of this section.

Everything else that turns the service itself into a business is forbidden without our prior written agreement. In particular, you may not:

Also do not attempt to break into the service or to disrupt it, to access anybody else's journal, or to use it to store anything unlawful. Automated or bulk account creation is not allowed, and neither is opening several accounts to get around the limits of the free plan or to take the free month more than once.

The site, the journal, their code, design, texts and the WolfTrack TR name and logo belong to [LEGAL ENTITY] and are protected by intellectual property law, including the French Intellectual Property Code. Nothing in these terms transfers any of those rights to you. Your own data stays yours (§5).

A breach of this section allows us to suspend or close the account concerned (§13), without prejudice to any damages the law allows.

If you find a security flaw, tell us instead of using it: our security address. Report it in good faith, give us reasonable time, and we will not come after you.

12. Liability

To the fullest extent the law allows, WolfTrack TR is not liable for trading losses, lost profits, or any indirect or consequential loss arising from your use of the service. Nothing in these terms limits liability for death, personal injury, fraud, or anything else that cannot lawfully be limited — and nothing here removes a consumer's statutory rights.

13. Ending it

You may close your account at any time by writing to our support address. We may suspend or close an account that breaches these terms, and we will tell you why unless the law stops us. If we close your account for anything other than a breach, we refund the unused part of the period you paid for.

14. Changes to these terms

We may update these terms. Material changes are announced on this page and by email at least thirty days before they take effect, so you can leave first if you disagree.

15. Governing law and courts

These terms are governed by French law. Any dispute falls to the competent courts of the publisher's jurisdiction — for a consumer in the EU, that does not deprive you of the right to bring proceedings before the courts of the country you live in, nor of the protection of its mandatory consumer law.

Before going to court, you may use the European Commission's online dispute resolution platform at ec.europa.eu/consumers/odr, or write to us and we will try to sort it out.

16. Contact

Questions about these terms: our support address.